Serving the Inland Empire Cities of Chino, Ontario, Chino Hills, Riverside, Pomona, Montclair, Rancho Cucamonga, Upland and the surrounding communities, call Michael Lovelace and Virginia De La Mora-Lovelace, your Century 21 Home Realtors. Anything and everything you need to know about selling and buying a home can be found here on our website! Together everyone acheives more, therefore our clients are the "Most Valuable Players" on our team. We are dedicated to providing the best service to all of our clients, we exceed our clients expectations as a Realtors, giving our clients more service than they expect. (click here to see client's testimonials) When you choose a Realtor, you should expect a high level of personal attention, a straight forward honest approach and a comprehensive process to ensure your goals are met smoothly and successfully. With the combined 41 years of Real Estate experience, you can surely expect to receive that from "The MVP Team".
A few key attributes to look for in a Realtor include:
A Strong Marketing Plan
Detailed Knowledge of the Local Market
Outstanding Negotialing Skills
A Personalized, Client-oriented consultative approach
Integrity, Honesty and a High sense of Obligation to serve your needs first and always!
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Mortgage Forgiveness Debit Relief Act of 2007
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California Market Analysis No question - we are in a "down" real estate market. The question is: Who does this hurt, and who does it benefit? This month, we will discuss the winners and losers in the current real estate market. LOSERS -- If you purchased a home in the last two years and need to sell in this market you have been hit hard by lower prices. Unless you had a down payment of at least 15-20%, you will likely need to bring in additional cash or will need financial assistance in order to close escrow. You also could be hit hard if you purchased your home with a low down payment and an adjustable-rate mortgage that is now adjusting to a significantly higher monthly payment. In appreciating markets, you could refinance into a low-interest, fixed-rate loan. With the current market conditions, that option does not exist. WINNERS -- Buyers who could not afford the higher prices of two years ago may now be able to afford to enter the marketplace. This market also presents opportunity for investors who look for two ingredients -- low prices and low interest rates. Since both are present today, we look to see 2008 as an investor-rich market. There is a third category into which the majority of people fit. Most people fall into the unaffected category. They own a home that they do not plan on selling in the near future. although the market has trailed down, history suggests it will be on the rise in the future, and they virtually vitually unaffected by this "down" estate estate market. In conclusion, real estate can be a volatile short-term investment, but it is a stable investment of the long term.
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